Advisors
Bring a better design conversation.
For advisors exploring plan-design questions with prospects and existing clients.
Explore the advisor pathNew Comparability / Early access
New Comparability Profit Sharing Plan Design & Testing
Your 401(k) may be capable of more.
New Comparability is a way to allocate employer profit-sharing contributions among different employee groups, subject to plan terms and annual testing. Explore the contribution economics today.
FREE TO JOIN / NO CENSUS UPLOAD / NO CREDIT CARD
The same census. A different question.Concept only
ALLOCATION DESIGN / ILLUSTRATIVE RELATIVE BARS
Participant
Owner ATarget participant
Owner BTarget participant
Team leadEmployee
Employee 01Employee
Employee 02Employee
Not a tested allocation. Bar lengths explain the concept; they are not contribution rates. Awaiting validation
ONE SPECIALTY. DEEPLY DONE.100% New Comparability.Not another recordkeeper. Not a full-service TPA.
AVAILABLE TODAYLearn. Explore. Compare.Public education and an interactive scenario calculator.
WHAT WE’RE BUILDINGA dedicated design desk.Case-specific analysis and testing are not yet available.
A useful tool, right now
Start with the numbers. Not a sales call.
Use the free calculator to explore a contribution target, understand a common gateway framework and see the employer-cost tradeoffs.
Available now
New Comparability Scenario Calculator
Model up to six target participants. Account for existing contribution sources. Compare the current budget with a hypothetical alternative.
Explore a scenarioNo email wall. Calculations stay in your browser. Not a compliance test.
WHAT THE CALCULATOR HELPS YOU SEPARATE
Contribution headroomThe individual limit
Gateway assumptionA starting condition
Employer fundingThe budget tradeoff
Formal testingStill required
When the answer is no
The rules. The document. Or the provider?
Those are three different constraints. Understand the reason before deciding what needs to change.
Understand the three answersR
The rules
A proposed allocation may not satisfy the applicable requirements.
D
The document
The design may need different plan provisions or an amendment.
P
The provider
The provider may limit the designs its service model supports.
Your relationship. A focused resource.
Built around the professionals already in the room.
The planned platform is designed to support your client relationship, not replace it.
CPAs
Make the planning question concrete.
For CPAs connecting owner goals with employee cost and plan requirements.
Explore the CPA pathRetirement-plan providers
A place for the more complex case.
For recordkeepers and TPAs interested in a focused design workflow.
Explore the provider pathThe New Comparability knowledge base
Understand the design before you buy anything.
Our topic-based library stays public. Start with the basics or go straight to the question on your desk.
Start with profit sharing
How does 401(k) profit sharing work?
Understand employer contributions, allocation methods and where New Comparability fits.
Learn how 401(k) profit sharing worksTesting fundamentals
The gateway is not the whole test.
Understand the one-third framework, the 5% alternative and the limits of a shortcut.
Explore the gatewayReference guide
2026 contribution limits.
Separate regular deferrals, annual additions, compensation and catch-up contributions.
See the limitsHelp shape what comes next
Get on the list.
Stay close to the build.
Join for launch updates and early-access announcements. Tell us your role so we can make the experience more relevant.
The calculator is already open.
No signup is required to use it.
Joining is not a service engagement.
No case is submitted, no payment is collected, and no launch date is promised.
Interested in early testing?
Let us know in the optional field.
The New Comparability waitlist